Web2 de ago. de 2024 · However, if your loans are in forbearance or deferred, or you’re on an income-driven repayment plan, your mortgage lender is required to factor in either: 0.5 … Web11 de out. de 2024 · Add up all your debts and all your income. Simply take your debt number and divide it by your income number. Example: If you have $1,000 per month in debt obligations and $3,200 per month in income, divide 1,000 by 3,200 and your answer is .3125. Round that to .31, multiply by 100, and you have a 31% DTI ratio.
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